Life Comes First

Protect those you love from the things you can’t control with Life Insurance.

We partner with fantastic providers including:

Everyone Has A Plan

Life's a beach until...

Life doesn’t go to plan and when it something happens, the last thing you want to worry about is money.

Many Kiwis put off life insurance because it feels complicated or expensive, leaving families vulnerable when the worst appears.

Because Confidence Matters

Life Insurance Options

What Kiwis want is confidence, not confusion.

Trust that if something happens, they have a policy that covers them effectively, and a team supporting them that can help with claims.

Reliable Life Cover for if 'then' happens

Don’t settle for what others have, or what someone recommends. Get expert advice on the Life Insurance you actually need. Take into account your living, love, and life situation to match with a policy to cover what you need protected.

They provided exceptional service, making insurance easy to understand and tailored to my needs as a young professional. Their team was attentive, proactive, and always available to answer my questions. Thanks to their expertise, I now have comprehensive coverage at an affordable price, giving me peace of mind. Highly recommend!

Tom F

Exceptional service, delivery professional and always concerned about my needs and my kids, one thing that stood out; he understood the importance of "family" and future.

Soane P

Great to work with people that can advise you on how to better invest in your future. The service is fantastic and my adviser was very professional and took his time explaining various scenarios. Great, professional service.

Karen F

Our Services

Putting Your Cover, First

We are able to find the insurance cover and policies you need, and the ones you don’t, across the insurance market. Don’t get stuck with just one provider.

Life Insurance

Up-to-date Life Insurance advice and quotes from qualified advisers. Get a quote today.

Health Insurance

Find the right cover & policies for your family. Avoid public waits with Cover First.

Mortgage Protection

Clear Mortgage Protection advice, and quotes from a range of Insurance providers.

Trauma Insurance

Experienced insurance advisers who work hard for your trauma cover. Get a quote today

Income Protection

Save hours shopping complex policies and wording. Simple, easy Income Protection advice and quotes.

Need Help?

Personal insurance doesn't have to be complicated or boring. Get in touch and get a quote today.

Frequently Asked Questions

Life Insurance Frequently Asked Questions

We get it, Life Insurance can be confusing, but we are here to help. 

We can answer your commonly asked questions and provide feedback for the more detailed, situational questions, related to where you are in life.

Life Insurance is really important if someone relies on your income like a partner, kids, or even parents.

It helps protect them if something happens to you. It’s about making sure your family can keep living their life without financial stress, no matter what comes next.

There’s no one-size-fits-all number. It depends on things like your income, debts, and future plans.

Our partner advisers can walk you through the figures and help you find a level of cover that feels right, not too much to impact your life now, and not too little to not make an impact later.

Most Kiwis are surprised by how affordable it can be. You can start small and adjust your cover as life changes, like when you buy a home or start a family. The goal is protection that fits your budget, not the other way around.

Term life insurance covers you for a set period (like 20 years) and is the most common choice in New Zealand. Whole-of-life cover lasts your entire lifetime but usually costs more. Our advisers can help you understand which option makes sense for your goals.

Life changes and your cover should too. Whether you buy a house, have kids, or change jobs, your policy can be updated to keep things in sync. Just let your adviser know, and they’ll make sure you stay protected at every stage.

Frequently Asked Questions

Life Insurance Frequently Asked Questions

We get it, Life Insurance can be confusing, but we are here to help. 

We can answer your commonly asked questions and provide feedback for the more detailed, situational questions, related to where you are in life.

Get A Quote

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“Provided exceptional service, making insurance easy to understand and tailored to my needs”

Tom F.
⭐️⭐️⭐️⭐️⭐️

Here For You

Speak with a qualified and trusted insurance adviser.

Here to make insurance simple, real conversations, clear guidance, and recommendations that put your family first.

Get personal advice from someone who understands your goals and helps you find the right cover, without the pressure.