Helping Kiwis protect their future

Cover that you need, for the moments that you hope never happen. Get advice and quotes from qualified advisers.

We partner with fantastic providers including:

Protect The Household

Insurance cover that keeps your life on track

You are the supports that hold the household steady on it’s foundations. But if illness, injury, or the unthinkable happens, will those supports crumble?

At Cover First, we can help you review your cover options, get quotes from multiple providers & help choose a plan fit for your situation.

Get a quote today.

Our Services

Putting Your Cover, First

We are able to find the insurance cover and policies you need, and the ones you don’t, across the insurance market. Don’t get stuck with just one provider.

Life Insurance

Up-to-date Life Insurance advice and quotes from qualified advisers. Get a quote today.

Health Insurance

Find the right cover & policies for your family. Avoid public waits with Cover First.

Mortgage Protection

Clear Mortgage Protection advice, and quotes from a range of Insurance providers.

Trauma Insurance

Experienced insurance advisers who work hard for your trauma cover. Get a quote today

Income Protection

Save hours shopping complex policies and wording. Simple, easy Income Protection advice and quotes.

Need Help?

Personal insurance doesn't have to be complicated or boring. Get in touch and get a quote today.

Need a review, or are you new?

Cover First is a great option for Kiwi’s needing a review of current policies, or are new to insurance and need a trusted adviser to work along side. 

Our partners are able to ask the right questions and find the right deals and quotes for what you need across New Zealand insurance providers. 

They provided exceptional service, making insurance easy to understand and tailored to my needs as a young professional. Their team was attentive, proactive, and always available to answer my questions. Thanks to their expertise, I now have comprehensive coverage at an affordable price, giving me peace of mind. Highly recommend!

Tom F

Exceptional service, delivery professional and always concerned about my needs and my kids, one thing that stood out; he understood the importance of "family" and future.

Soane P

Great to work with people that can advise you on how to better invest in your future. The service is fantastic and my adviser was very professional and took his time explaining various scenarios. Great, professional service.

Karen F

Frequently Asked Questions

Personal Insurance Frequently Asked Questions

Talking about insurance isn’t exactly exciting setting any rooms alight. But understanding how it works, and how to make the best decision for your family can make a huge difference when you need it most.

We can help with personal insurance such as life, health, medical, trauma, mortgage protection, and income protection. 

Partner advisers may be able to help with referring to qualified specialists in other areas. 

Be sure to raise this question when you speak. 

No there is no fee or payment necessary. We help you find the cover you and your family need by connecting your with our certified adviser partners.

No, Cover First doesn't directly work with any one company. Our advice partners have access to multiple insurance companies New Zealand wide to find and compare quotes tailored to your situation.

There’s no one-size-fits-all number. It depends on things like your income, debts, and future plans.

Our partner advisers can walk you through the figures and help you find a level of cover that feels right, not too much to impact your life now, and not too little to not make an impact later.

Frequently Asked Questions

Personal Insurance Frequently Asked Questions

Talking about insurance isn’t exactly exciting setting any rooms alight. But understanding how it works, and how to make the best decision for your family can make a huge difference when you need it most.

Get A Quote

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“Provided exceptional service, making insurance easy to understand and tailored to my needs”

Tom F.
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Here For You

Speak with a qualified and trusted insurance adviser.

Here to make insurance simple, real conversations, clear guidance, and recommendations that put your family first.

Get personal advice from someone who understands your goals and helps you find the right cover, without the pressure.