When sickness strikes, Health Insurance helps you recover on your own terms – no long waits, no surprise bills, just the care you need when you need it.
When life throws a curveball, your health shouldn’t have to wait.
Health Insurance helps cover the costs of surgery, hospital stays, and ongoing treatment, giving you faster access to care and peace of mind for you and your family.
At Cover First, we make health cover simple, affordable, and easy to understand so you can feel better, faster.
We get it, sorting out health insurance isn’t anyone’s idea of fun.
We’ll help you find private health insurance that fits your needs and budget, no confusing insurance lingo, no pressure, just clear options that actually make sense.
From everyday medical visits to major surgeries, our team makes sure you’re covered for what matters most. With Cover First, you can protect your health (and your wallet) with confidence.
Your health needs are unique, so your cover should be too. Our partners tailor Health Insurance plans that fit your lifestyle, budget, and stage of life, with room to grow as you and your family do.
Don’t settle for a one-size-fits-all plan. Get expert advice on Health Insurance that fits your lifestyle, budget, and stage of life. From GP visits to specialist care and hospital treatment, we’ll help you find cover that keeps you and your family protected, today and down the track.
We are able to find the insurance cover and policies you need, and the ones you don’t, across the insurance market. Don’t get stuck with just one provider.
We get it, Health Insurance be confusing, but we are here to help.
We can answer your commonly asked questions and provide feedback for the more detailed, situational questions, related to where you are in life.
New Zealand’s public health system is great, but it can mean long wait times for non-urgent care.
Health Insurance can give you faster access to treatment, your choice of specialist, and peace of mind knowing you won’t be hit with unexpected costs.
Depending on your policy, Health Insurance can cover hospital treatment, surgery, specialist consultations, diagnostic tests, and sometimes even day-to-day medical costs.
Our partners can help you find a plan that fits your needs and budget.
It doesn’t have to be.
Premiums depend on things like your age, health, and level of cover, but there are plenty of affordable options.
Our partners will help you compare plans so you only pay for the protection you actually need.
It depends on the provider and the condition. Some may apply stand-down periods or exclusions, while others will cover certain conditions after a set time.
Our partners can explain what applies to your situation.
Hospital cover usually focuses on major treatments and surgeries, while comprehensive plans can also include GP visits, dental, and optical benefits.
Our partners can help you compare both to see what suits you best.
We get it, Health Insurance be confusing, but we are here to help.
We can answer your commonly asked questions and provide feedback for the more detailed, situational questions, related to where you are in life.
“Provided exceptional service, making insurance easy to understand and tailored to my needs”
Tom F.
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Here to make insurance simple, real conversations, clear guidance, and recommendations that put your family first.
Get personal advice from someone who understands your goals and helps you find the right cover, without the pressure.
