If illness or injury pauses your income, Mortgage Protection keeps your home loan ticking, so you stay in control of your future.
Your income pays for more than bills; it keeps your home, lifestyle, and plans on track. If illness or injury gets in the way, Mortgage Protection could help cover your repayments so you don’t fall behind.
It’s designed to take the pressure off when times get tough, giving you breathing room to recover without worrying about the bank balance.
Simple, flexible, and built for how Kiwis really live.
We all know life doesn’t always run smoothly, but your home loan shouldn’t be the thing that keeps you up at night.
We help you find Mortgage Protection that’s flexible, affordable, and easy to understand. So if your income stops, your repayments don’t. It’s straightforward cover that protects your family and where you call home.
Your situation’s unique – from your income and family setup to the way you manage your home loan. Our partners help tailor Mortgage Protection Insurance that fits your lifestyle, with flexibility to adjust as life changes.
Your mortgage is a big commitment, but your home should never feel like a risk. Mortgage Protection steps in when income can’t, keeping your repayments covered and your home secure.
Get expert guidance on cover that fits your mortgage, lifestyle, and budget, so you can focus on living, not stressing.
We are able to find the insurance cover and policies you need, and the ones you don’t, across the insurance market. Don’t get stuck with just one provider.
We know the idea of missing a mortgage payment can feel stressful.
Here’s what you need to know about how Mortgage Protection works, and how it helps you keep your home, yours.
Mortgage Protection is designed to cover your home loan repayments if you can’t work due to illness, injury, or job loss. It gives you breathing room to recover without worrying about falling behind on payments.
They’re similar, but not the same. Income Protection pays a percentage of your income, while Mortgage Protection focuses specifically on covering your home loan repayments. Some people choose both for broader financial security.
Life Insurance covers your family if you pass away, while Mortgage Protection helps if your income stops temporarily. Having both means your loved ones - and your home - are protected no matter what happens.
In most cases, yes.
Self-employed Kiwis often rely on Mortgage Protection for stability when income fluctuates. Your adviser will help structure a policy that makes sense for how you earn.
It varies by policy - usually from a few months up to two years. We’ll help you understand how long your cover lasts and what options are available to extend or customise it.
We know the idea of missing a mortgage payment can feel stressful.
Here’s what you need to know about how Mortgage Protection works, and how it helps you keep your home, yours.
“Provided exceptional service, making insurance easy to understand and tailored to my needs”
Tom F.
⭐️⭐️⭐️⭐️⭐️
Here to make insurance simple, real conversations, clear guidance, and recommendations that put your family first.
Get personal advice from someone who understands your goals and helps you find the right cover, without the pressure.
